About Us

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Why we’re different

Launched in 2018

Thryft was launched in June 2018 with the sole purpose of offering loans entirely online.

Independent

We are an independent lender based in Gibraltar with no head office elsewhere.

Conscientious

We only lend in a conscientious way to applicants we feel can take on the loan.

Innovative

Our website is the first of its kind in Gibraltar using the latest technology for digital businesses.

100% Online

Our business is entirely digital. All applications are done online at any time suitable for you.

Competitive

After researching the market, we are of the view that we offer very competitive and transparent rates.

The Company

We, Thryft, are an independent credit company based in Gibraltar, offering loans entirely through this online platform. We adopt a strict qualitative approach by only making our finance products available to low-default risk borrowers.

To satisfy our qualitative approach, we will only lend to individuals that pose a low default risk which we determine by assessing the information provided in application forms. We adopt this qualitative approach to ensure that the possibility of a default scenario is mitigated and that our lending is made available in a conscientious manner.

In essence, by creating Thryft, we have created a platform for individuals to apply for financing in a hassle free way. If you have any queries on our services, please contact us.

Our Aim

Our aim is to offer a modern and entirely digital approach to the process of applying for, and obtaining a loan in Gibraltar. The technology embedded in our website will demonstrate to our applicants that what we offer is far more convenient and time effective than other lenders in Gibraltar.

To be able to pursue our aim, we will continue to update our website and the technology we use to ensure that our approach is always modern and ahead of the curve. By doing this we will continue to offer swift responses and fast completion rates, which are both crucial to our applicants.

Our underlying principle is to be accessible to our customers and that also means to be understanding. We use widely used communication platforms such as Whatsapp, Email and our website Chat to enable our customers to get in touch when they need to. We encourage our customers to contact us immediately if they have any queries on, or problems with, any of our products.