Any reference to “We” or “Us” in these Terms shall mean Thryft Limited. These Terms apply to www.thryft.gi and its subdomains (Site) which is owned and operated by Thryft Limited.
These Terms tell you the rules for using our Site and are not about any financial transactions you might enter into with us.
Who we are and how to contact us
Thryft Limited is a company incorporated and registered in Gibraltar whose registered office is at Suites 1 & 2, Newton House, 5 King’s Yard Lane, Gibraltar.
If you have questions or complaints regarding these Terms or our Site, please contact us at support@thryft.gi. For general enquiries please email us on hi@thryft.gi.
By using our site you accept these terms
By using our Site, you confirm that you accept these Terms of use and that you agree to comply with them. If you do not agree to these Terms, you must not use our Site.
We recommend that you print a copy of these Terms for future reference.
There are other terms that may apply to you
These Terms refer to the following additional terms, which also apply to your use of our Site:
- Our Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our Site, you consent to such processing and you warrant that all data provided by you is accurate.
- Our Cookies Policy, which sets out information about the cookies on our Site.
If you have been successful in a Loan Application for a Loan with Thryft further Terms and Conditions will also apply. You will be made aware of these when it is necessary that we obtain your agreement to them.
We may make changes to these terms
We amend these Terms from time to time. Every time you wish to use our Site, please check these Terms to ensure you understand the terms that apply at that time.
We may make changes to our site
We may update and change our Site from time to time to reflect changes to our products, our users' needs and our business priorities.
We may suspend or withdraw our site
Our Site is made available free of charge.
We do not guarantee that our Site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our Site for business and operational reasons.
You are also responsible for ensuring that all persons who access our Site through your internet connection are aware of these Terms and other applicable terms and conditions, and that they comply with them.
Our Site is only for users over 18 in Gibraltar
Our Site is directed to people over 18 residing in Gibraltar only. We do not represent that content available on or through our Site is appropriate for use or available in other locations.
You must keep your account details safe
If you choose, or you are provided with, a user identification code, password, username or any other piece of information as part of our account opening or security procedures, you must treat such information as confidential. You must not disclose it to any third party.
We have the right to disable any user identification code, password, username or any other piece of information whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms.
If you know or suspect that anyone other than you knows your user identification code, password, username or any other piece of information you must promptly notify us at support@thryft.gi.
We can assume that all correspondence, orders, transfers and instructions made by reference to your username, password and any other security information are made by you.
We can decline to act on your instructions or suspend your account if we suspect illegal or fraudulent activity or unauthorised use of your account.
How you may use material on our site
We are the owner or the licensee of all intellectual property rights in our Site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our Site for your personal use and you may draw the attention of others within your organisation to content posted on our Site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our Site must always be acknowledged.
You must not use any part of the content on our Site for commercial purposes.
If you print off, copy or download any part of our Site in breach of these Terms, your right to use our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
Do not rely on information on our site
The content on our Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Site.
Although we make reasonable efforts to update the information on our Site, we make no representations, warranties or guarantees, whether express or implied, that the content on our Site is accurate, complete or up to date.
We are not responsible for websites we link to
Where our Site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.
We have no control over the contents of those sites or resources.
Our liability
We exclude all implied conditions, warranties, representations or other terms that may apply to our Site or any content on it.
We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
- Use of, or inability to use, our Site;
- Use of or reliance on any content displayed on our Site; or
any direct or consequential loss or damage.
In particular, we will not be liable for:
- Loss of profits, sales, business, or revenue;
- Business interruption;
- Loss of anticipated savings;
- Loss of business opportunity, goodwill or reputation; or
any indirect or inconsequential loss or damage.
Please note that we only provide our Site for domestic and private use. You agree not to use our Site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
Whether you are a consumer or business user we do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.
We are not responsible for viruses and you must not introduce them
We do not guarantee that our Site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform to access our Site. You should use your own virus protection software.
You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful.
You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site.
You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.
Rules about linking to our site
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to our Site in any website that is not owned by you.
Our Site must not be framed on any other site, nor may you create a link to any part of our Site other than the home page.
We reserve the right to withdraw linking permission without notice.
The website in which you are linking must comply in all respects with industry content standards.
If you wish to link to or make any use of content on our site other than that set out above, please contact hi@thryft.gi.
Which country's laws apply to any disputes?
These Terms, their subject matter and their formation, are governed by Gibraltar law. You and we both agree that the courts of Gibraltar will have exclusive jurisdiction.