Missing payments could have severe consequences. If a payment is missed we may take action to recover monies owed including obtaining payment from the Guarantor. This information may be kept on your credit file and may make it more difficult and more expensive for you to obtain credit in the future. We, or any debt collection agency acting on our behalf, may commence legal proceedings against you. We may sell your debt and the purchaser may take legal action to recover that debt.

In any event, if you find yourself in financial difficulties and you believe you cannot afford to repay the amount due under your Loan Agreement, you should contact us as soon as possible by email to repayments@thryft.gi or by calling us on +350 54048228, Monday to Friday 10am to 2pm so we can discuss a payment plan.