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Who can apply?

To apply for a Thryft Loan you must satisfy the following Eligibility Criteria:

You are 18 years old or older;

  • You are a Gibraltar citizen with a residential address in Gibraltar in possession of a red Gibraltar Identity Card (Blue Civilian Registration Cards are not accepted);
  • You are in full time employment or are able to demonstrate a regular income stream;
  • You have a bank account with a local bank to be able to receive the loan;
  • You have a debit card acceptable to us;
  • You have a valid and functioning email address so that we may communicate with you electronically;
  • If the bank account you have provided us with for the transfer of the Loan Amount is a joint account, you have individual, full and unrestricted authority to nominate such account and any debit card nominated by you for the purposes of this Agreement;
  • You are not in any form of debt management plan (or similar scheme) or considering entering a debt management plan (or similar scheme);
  • You are not in an individual voluntary arrangement (IVA) or are considering entering into an IVA;
  • You are not bankrupt or considering filing for bankruptcy or had a petition for bankruptcy presented against you;
  • If you are employed, you are not under notice of termination of employment, redundancy or any other notice which could affect your employment status;
  • You are not in receipt of sick pay or suffering from any medical condition which would cause you to apply for statutory benefits during the period of the Loan; and
  • You can enter into a legally binding agreement with us.

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